Track every rupee. Zero manual stress.
Spend8 helps you track expenses, scan bills, manage loans, monitor borrowed or lent money, share dashboards, and export finance reports as PDF, ITR PDF, or Excel-ready CSV.

Three steps to financial clarity
No spreadsheets. No manual logging. Spend8 does the heavy lifting so you can focus on living.
Capture Every Expense
Add expenses from bank messages, manual entries, or scanned bills and uploaded receipts.
Organize Money Flows
Review spending, loans, borrowed money, lent money, and dashboard insights in one place.
Share & Export Reports
Share your dashboard with trusted people or export financial reports as PDF, ITR PDF, and CSV.
Everything you need to master your money
From receipts and loans to family sharing and export-ready reports, Spend8 keeps personal finance simple.
PDF, ITR & CSV Reports
Generate financial reports as polished PDFs, ITR-ready PDFs, or CSV sheets for Excel.
Loan Management
Track loan records, repayments, balances, and details directly inside the app.
Borrow & Lent Tracking
Keep a clear view of money you borrowed or lent, with history and pending amounts.
Family Dashboard Sharing
Share your Spend8 dashboard with a friend or family member when you manage money together.
Scan Bills to Add Expenses
Scan or upload a bill and turn it into an expense entry without typing everything manually.
AI Spending Insights
Understand trends, category changes, and smarter next steps from your real dashboard data.
See Spend8 in action
Explore real app screens for reports, loans, sharing, scanning receipts, AI insights, and everyday tracking.

Your data, your control
We built Spend8 with a privacy-first architecture. Your financial data never leaves your hands.
On-Device Processing
All SMS parsing and categorization happens locally on your phone. Nothing leaves your device.
AES-256 Encryption
Your data is encrypted at rest with military-grade AES-256 encryption standards.
Optional Cloud Sync
Choose to sync across devices with end-to-end encryption. Your keys, your data.
No Data Selling
We will never sell, share, or monetize your financial data. Period. That's a promise.
Active Users
Transactions Tracked
Smart Categories
Uptime Reliability
Stop guessing where your money goes
Join 50,000+ Indians who track their spending effortlessly with Spend8. Download now and take control of your finances in under 60 seconds.
Free to use · No credit card required · Works offline