Track every rupee. Zero manual stress.
Spend8 automatically reads your bank SMS messages, categorizes every transaction with AI, and gives you crystal-clear spending insights — all without lifting a finger.
Total Balance
₹43,173
Income
₹45,000
Spent
₹1,827
This Week
Recent Transactions
Swiggy
Food
Amazon
Shopping
Salary Credit
Income
Uber
Travel
Three steps to financial clarity
No spreadsheets. No manual logging. Spend8 does the heavy lifting so you can focus on living.
Connect SMS Access
Grant optional SMS permission so Spend8 can read your bank transaction messages automatically.
Auto-Detect Transactions
Our AI parses every debit, credit, and UPI message — extracting amount, merchant, and date instantly.
Get Smart Insights
View categorized spending, weekly trends, and personalized AI tips to optimize your finances.
Everything you need to master your money
Powerful features wrapped in simplicity. No finance degree required.
Auto SMS Detection
Automatically reads bank SMS messages and logs transactions — no manual entry needed.
Voice Transactions
Just say "spent 200 on coffee" and Spend8 logs it instantly with smart categorization.
Smart Categorization
AI-powered engine categorizes your spending into food, travel, bills, shopping and more.
Spending Analytics
Beautiful charts and trends that show exactly where your money goes each week and month.
Bill Reminders
Never miss a payment. Get timely reminders for rent, EMIs, subscriptions, and utilities.
Private & Encrypted
Your financial data stays on your device with AES-256 encryption. Optional encrypted cloud sync.
See Spend8 in action
Explore how every screen is designed to give you complete control over your finances.
This Month
₹18,420
12% less than last month
Food
₹4,200
23%
Travel
₹2,800
15%
Shopping
₹5,100
28%
Bills
₹6,320
34%
Your data, your control
We built Spend8 with a privacy-first architecture. Your financial data never leaves your hands.
On-Device Processing
All SMS parsing and categorization happens locally on your phone. Nothing leaves your device.
AES-256 Encryption
Your data is encrypted at rest with military-grade AES-256 encryption standards.
Optional Cloud Sync
Choose to sync across devices with end-to-end encryption. Your keys, your data.
No Data Selling
We will never sell, share, or monetize your financial data. Period. That's a promise.
Active Users
Transactions Tracked
Smart Categories
Uptime Reliability
Stop guessing where your money goes
Join 50,000+ Indians who track their spending effortlessly with Spend8. Download now and take control of your finances in under 60 seconds.
Free to use · No credit card required · Works offline