Legal
Terms of Service
Last updated: April 15, 2026
1. Acceptance of Terms
By downloading, accessing, or using Spend8, you agree to be bound by these Terms of Service and our Privacy Policy.
2. Use of Service
You agree to use Spend8 only for lawful personal finance management purposes and not for any abusive, fraudulent, or unauthorized activity.
3. Account Responsibilities
You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.
4. Permissions and Device Data
Certain features require optional permissions, including SMS access. You may disable these permissions at any time, but related features may stop functioning.
5. Intellectual Property
All app content, branding, software, and related materials are owned by Erex Studio and protected by applicable intellectual property laws.
6. Service Availability
We may modify, suspend, or discontinue certain features to improve performance, security, or legal compliance, with reasonable user notice where possible.
7. Limitation of Liability
Spend8 is provided on an as-is basis. To the fullest extent permitted by law, Erex Studio is not liable for indirect, incidental, or consequential damages.
8. Changes to Terms
We may update these terms from time to time. Continued use of Spend8 after updates constitutes acceptance of the revised terms.
9. Contact
For questions regarding these terms, contact us at hello@erexstudio.com or visit https://www.spend8.com.